With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.
- Competitive rates
- Variety of term options available
- Deposits are insured in full
Effective Date: Friday, February 21, 2025
Term | APY |
---|---|
3 Months | 0.25% |
6 Months | 0.30% |
12 Months | 0.45% |
18 Months | 0.55% |
24 Months | 0.77% |
30 Months | 0.92% |
36 Months | 1.03% |
48 Months | 1.30% |
60 Months | 1.40% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.