Certificates of Deposit

With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.

  • Competitive rates
  • Variety of term options available
  • Deposits are insured in full

Effective Date: Friday, February 21, 2025

CDs*

Term APY
3 Months 0.25%
6 Months 0.30%
12 Months 0.45%
18 Months 0.55%
24 Months 0.77%
30 Months 0.92%
36 Months 1.03%
48 Months 1.30%
60 Months 1.40%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.