Find resources and rates all in one place.
Find the loan that will support your home buying goals.
A fixed rate mortgage could be right for you if you intend on staying in your home for the foreseeable future. A significant benefit of locking in a rate for the life of the loan is that you can plan your budget around consistent monthly payments.
If you plan to sell your home during the earlier years of ownership or would like to take advantage of a lower mortgage payment for an initial period of time, an adjustable rate mortgage (ARM) may give you the flexibility you need. ARMs typically have a lower initial fixed rate, followed by adjustment intervals as market interest rates fluctuate.
Becoming a homeowner is a big accomplishment that we can help you afford and achieve. With a down payment as low as 3%, your dream of homeownership can become a reality.
As an approved MassHousing lender, we are able to offer affordable, fixed-rate, home loan products to low- and moderate-income home buyers.
No MI means no mortgage insurance. If you are eligible, you can get the same secure, low-down payment MassHousing loan without the monthly mortgage insurance premiums.
To qualify for a MassHousing Mortgage with no MI, borrowers must:
Pick your plot and build your dream home from the ground up. Our construction loan lets you wrap the cost of building and a mortgage into one loan - with just one closing.
Help your house reach its full potential. We offer three convenient options for financing home improvement projects. With each option, your loan amount is based on the value of your home after improvements are made. This means you will have one mortgage with one rate, and only have to close once.
Want to buy a fixer-upper? Turn a handyman’s special into a showcase home.
Need more space for a growing family? Maximize the home you have by creating more space.
Want a nicer home without leaving the neighborhood? Renovate and revive your current home by bringing it up-to-date.